Inclusive Finance In Cooperatives For Community Empowerment Through MSME Development In The City Of Tarakan

Inclusive finance has an important role in alleviating poverty and reducing income disparities. One of the development priorities Government Work Plan (RKP) is Micro, Small Medium Enterprises (MSMEs). This based on fact that MSMEs have contributed a lot to national economy. The (MSMEs) very strategic. form government support developing Tarakan City MSME capital through cooperatives. Can every community, especially actors, get same access Cooperative services or not what are implementations implications these institutions for community empowerment development. study aims (1) determine supporting inhibiting factors inclusive empowering farming communities Cooperatives (2) Knowing analyzing implementation City. data analysis method used descriptive qualitative according Miles Huberman. results show Financial inclusion cooperatives implemented program providing productive capital. this cooperative been quite successful, but performance run efficiently. indicators financial question availability access, use, quality. positive movement value where most recipients felt benefits changes economic conditions. For those who previously had business, they there was increase income, started new capacity, although it too significant. So, able create yet significantly. Keywords: Finance, Empowermen,